Impressum

Operator of this website

Name

Alexander Richard Hecking

Address

Oskarstraße 54
46149 Oberhausen, Germany

Email

info@financial-decision.de

Phone

[PHONE NUMBER, optional]

VAT ID

DE355802744 (§27a UStG)

Licence and supervision

Alexander Hecking holds a permission as Honorar-Finanzanlagenberaterlicensed fee-only investment adviser under §34h Abs. 1 S. 1 GewO, covering investment advice on units or shares in open-ended investment funds that may be marketed under the Kapitalanlagegesetzbuch (§34h Abs. 1 S. 1 in conjunction with §34f Abs. 1 S. 1 Nr. 1 GewO). He also holds a permission as Versicherungsmaklerinsurance broker under §34d Abs. 1 GewO. Fee-only on advice: no product commissions.

Granted by

Industrie- und Handelskammer für Essen, Mülheim an der Ruhr, Oberhausen zu Essen, Am Waldthausenpark 2, 45127 Essen (also the register authority)

Register

Vermittlerregister, kept by the DIHK, Breite Straße 29, 10178 Berlin, www.vermittlerregister.info

§34h no.

D-H-122-V2X1-49

§34d no.

D-UOEU-COJEI-34

Insurance

Professional liability insurance under §34h GewO in conjunction with FinVermV: [INSURER, address, territorial scope]

The rules of the profession: §34h GewO and the Finanzanlagenvermittlungsverordnung (FinVermV), available at www.gesetze-im-internet.de. The status information required by §12 FinVermV is on its own page: Status information.

Responsible for the content

Alexander Hecking, address as above (§18 Abs. 2 MStV).

Dispute resolution

[Statement under §36 VSBG: either "We are neither obliged nor willing to take part in dispute resolution proceedings before a consumer arbitration board" or the name and address of the competent board, to be set by Alexander.]

What this website is

Free financial education in English for international employees of participating companies, a question form, and fee-only advice packages that end in a written Decision Document. Everything on the public pages and in the Library is general education, not individual tax, legal or investment advice. A recommendation to keep, change or cancel a pension or insurance contract is not given on this site.

The property partner named on the commercial pages is a separate business; its commission is disclosed before anyone signs.

Copyright

The texts, guides and the Decision Document template on this site are by Alexander Hecking unless marked otherwise. Quoting with a source is welcome; reproduction beyond that needs permission.